One of the most mis-understood areas when people begin to plan for the financial future of their family is college planning. Parents who plan more for the education of their children than their own retirement can run the risk of outliving their money. On the other hand, parents who believe they will pay for their children's education out of income when their children head off to college may end up paying more in taxes than they need to. Proper college planning begins early and includes not only decisions about how much to save, but also how to invest college savings.

After entering in your goals for your children's education, your Penny Puddle planner will review your situation and help you understand how to achieve the goals while balancing your own financial security.